Cory is starting to get serious about buying a new home. So hopefully we will be first time home owners! I’m hoping within the next 6 months personally. I want to find that perfect home, but at the right place so that we aren’t drowning in bills. And it seems houses in our area are going pretty cheap compared to what they used to be, so this is the time to buy. I hope!
My husband will be going to different banks and credit unions soon to see what we would be per-approved at. Then we will start looking at houses to get some looking at under our belt. One of his fellow teachers actually owns a few properties and he’s willing to come along with us to help us out a bit. Which is very nice. Cory really trusts his judgement and I think that’s helping him move along to getting our own place. As well as a fellow teacher that is single, my age, and only has been teaching 3 years. Well she bought her own home recently, so that’s giving Cory another push to realize that we can do this. Though we do have kids and she doesn’t.
Life Lock this month in the Life Lock Sweepstakes for Life has been focusing own keeping you safe when you are buying a new home. So it’s super fitting for me and I love learning things that I can protect ourselves from. So let me share some of them with you in case you are buying a new home as well soon, or sometime in the future.
- You shouldn’t wait until you are settled in your home to contact your creditors with your updated mailing address. You wouldn’t want credit information and new credit cards being delivered to the wrong address. Likewise, if your credit card expires and you don’t receive a new one, call your creditor immediately.
- Do not update your new address on your social media outlets like Facebook. Unless you have your settings set to more private, than you can. But I still wouldn’t do that anyways, if you want someone to know, message them on Facebook or better yet just call.
- Invest in safe. That way when you are moving you can place your important documents in a safe, and while the safe is being moved, your important documents are as well. And no one can open them and see them!
- Never give a person or company your Social Security number unless they have a legitimate reason for knowing it. If a company doesn’t need to check your credit, they most likely don’t need your Social Security number. If a company asks for your Social Security number, ask them why they need it, what they will do to protect it, and what will happen if you refuse to give them your number. Unless you are applying for credit or opening an account that requires a credit check, many companies will move forward without your Social Security number.
- One thing to buy when you get your new home, if you don’t have one already, is a shredder. That way you can shred all the important items you get in the mail. You don’t know whom may want to steal your identity. Could be friend, family member or a total stranger.
So now I’m aware of some tips and I hope you are too! I think I may be back next month to give you more!
Hopefully within the next year (or less) I can write a blog post about my gorgeous new house!
Image courtesy of jannoon028 / FreeDigitalPhotos.net
Note: I am a LifeLock Ambassador. I was compensated for writing this post. All opinions and life experiences are mine though.